Why I Use Siteground (And Why YOU Should Too!)

Currently I use Siteground for my hosting as when I finished researching it seemed to be the best use of my money. My old website hosting company had become somewhat defunct to the point where I could not even access my websites through their portal. I hopped online and watched countless Youtube reviews and looked at what feels like endless blog posts to get an idea of a next step.

After dealing with Etsy fees I decided Siteground would be worth a try for the free month. My experience was so positive that I have decided to stay since.

I currently use it to run all of my websites, including where Make Money B4 College is located.

Here are some points as to why I use them and why I think you should too!

  • – Amazing affiliate sign up deal wherein I received a good portion of my initial year investment waived
  • – Very easy to use when setting up multiple websites, backups, email accounts, etc. The ability to customize nearly everything is also a nice benefit.
  • – Performance of my websites since my hosting switch as been night and day. My websites are faster and experience no downtime which both me and my readers enjoy.

I would highly recommend any and everyone looking to start making money online on their own to use Siteground.

Below is my affiliate link to provide you with information on Siteground. Siteground is offering a free month to try it out their services and I say give it a go! Cancel before the month is done if it isn’t working for you, but I did the same a jumped onboard.

Read what they have to say and see if this is right for your business.

 

Make Money with Affiliate Marketing

It is not surprising how there are endless ways of increasing one’s income and rightly so, as our needs and wants to keep increasing. Affiliate marketing has become an important feature on the list of ways and has been said to be capable of producing a lot of money with little work. However, is that really the case? Let’s take a look at what affiliate marketing is and how it is done briefly. We will also consider what benefits it offers.

What is Affiliate Marketing?

Simply put, it is a form of marketing done online in which the brand being marketed pays you a cut from the sales that your referrals induce. Clearly, you want to know how referrals come in. It is as simple as those you use to invite friends to social media platforms as you have likely done in the past. Likewise, you are given an affiliate link which when clicked on refers your followers to the brand or store you are marketing. You first have to present the product or brand to your followers and when they click on the link and actually buy something, you get a commission.

How do I get started?

This is totally your next question! You find available affiliate marketing programs and sign up for them. As simple as this is, many people get heavily involved with too many brands that they are not even able to get the best out of any one of them. To avoid the same mistake, you want to plan properly before signing up. Your planning should involve the following step

  • Choose your Niche

You want to be able to place yourself in a position that enables you to give your best hence you want a niche that allows you to express yourself easily. If there are too many people on it already, you might want to consider others that you are passionate about. Your niche should have a lot of potential topics so that you can generate content consistently. You also want to check how much money you can get by working in your chosen niche.

  • Create your website

Yes, if you are going to be serious about affiliate marketing, you must be willing to create a website. WordPress is usually highlighted as a good start for such a website. Your website or blog can have any layout but you might want to check out those by other marketers to shape yours. Some other important information that must be on your website includes contact, about section, advertisement, disclaimer, privacy policy and terms of service. A custom 404 page would also be a good idea as it will prevent your followers from being disconnected from your brand easily. It will also help in converting visitors to serious followers.

  • Make amazing content

The content you create goes a long way in determining the size of your audience and the larger it is the more money you can make from affiliate marketing. Some affiliate marketing programs clearly specify that you must have been uploading content for a given duration of time or have a given number of posts up before you can apply to be an affiliate marketer. This is in a bid to ascertain that you have the size of the audience they are looking for. It is appropriate for your content to be directly or indirectly related to the products offered by the brands you market. Blogs containing pictures are more engaging and attractive. Take advantage of things happening in the world around to help your followers relate to your content and to keep visitors glued.

  • Keep your followers where information can reach them

Social media and email come in handy for informing your followers that you have new posts up or for advertising. Truly, the email is one that works the best and you should put a lot of time into enlarging your mailing list. Add a popup to your site which requests for visitors to join your mailing list to get first-hand information. You can and should automate your email marketing so that you have time to focus on other things.

  • Select Products to Promote

Having established your voice and presence, you are all set to start promoting but first, you must select products to promote. Bear in mind that these products have to conform to your niche or they won’t matter to your audience, translating into little to zero referrals. Products that you use give you the advantage of giving your followers the confidence they need to buy by narrating your experience with the product.

  • Monitor your results

Having done all the above things, you need to monitor your progress. This will give direction to your future product choices and what steps to take for better results.

New to Stocks? We’ve got you covered!

As much as trading in stocks can earn you a lot of money, some of us can have a totally wrong idea about it. Trading in stocks is not to be viewed as a short term investment that will churn out a lot of revenue in no time. You can ask people who have experience. It is not that easy. The stock market is unique and a good grasp of the fundamentals is necessary for success. You would likely be concerned about how anybody would want to share a part of their company. Companies sell shares in order to raise money for their start-up or for expansion. This process of raising money is called equity financing. Let’s now take a brief look at some basic terms that you should have down if you will be dealing in the stock market.

Basic terms used in the stock market

  • Share

A share of a stock is simply defined as a fraction of the ownership of a given company. Each share unit is sold at a given price which is the worth of that share. Buying shares of a company makes you share in the ownership of some of their assets and earnings.

  • Dividends

This is your share of the earnings that the company of which you own a share makes. Only companies that have been around long enough pay yearly. The company makes these earnings from selling their products or offering services.

  • Broker

Somebody who buys and sells stock on your behalf is called a broker. They do this for a fee which is called a commission.

  • Stock Exchange

This is the place where buying and selling of stocks is done.

  • Initial Public Offering (IPO)

This is the term for the first time a company puts its shares up for sale. This follows a decision by the company to go public. This results in a transition from private ownership and few investors to public ownership.

  • Open

This is simply the time when the stock exchange opens for trading. It varies from one stock exchange to the other but the same thing happens – people can start to trade.

  • Portfolio

This is a document that contains your investments in a compiled form. You can have as few as one stock and as many as possible.

  • Quote

This is contained in the information about the current trading price of the stocks.

  • Volatility

This describes the stability of the price of a given stock. Highly volatile stocks experience wide price changes very rapidly. With expertise, one can make a lot from these.

  • Yield

This is the percentage of your investment that is returned to you as dividends. It is calculated by dividing the annual dividend you receive by the amount that was invested.

  • Volume

This is the total number of shares bought or sold within a given trading period. The commonly used volume is the daily trading volume. Volume can also refer to the number of shares you purchase of a single company.

Having learned a few of these terms, the next thing you probably want to know is if there are different types of stocks. Actually, there are two major types of stocks.

Types of Stocks

  • Common stocks

With common stocks, the shareholder receives dividends when the company d=pays them and they have a say in shareholder’s meetings.

  • Preferred stocks

With preferred stock the shareholder has priority should the company go bankrupt. However, they do not have voting rights like those with common stocks. They also receive dividends earlier than shareholders with common stocks.

Other types include;

  • Large-cap, mid-cap, and small-cap stocks

Market capitalization is the total worth of shares in a stock. Based on this, they can be classified as large-cap, mid-cap, and small-cap. Those with a large volume ($10 billion or more) are called the large-cap stocks, those with, market caps from $2 billion to $10 billion are called mid-cap stocks, and those below $2 billion are called small-cap stocks. Large-cap stocks are seen as safer by a lot of investors.

  • International and Domestic stocks

Stocks are classified as international or domestic-based on where the company headquarters is domiciled. If it is located in the United States, their stocks are referred to as domestic but if outside the country, international. It is possible to trade in both international and domestic stocks.

  • Growth and Value stocks

Growth shares riskier as their values can fall as sharply as they rise, if not more sharply. They are the shares of companies that are experiencing a rapid rise in sales. Value stocks are relatively less expensive than their peer or their past prices. They are usually mature stocks of companies that might not need to expand much further.

  • Cyclical and Noncyclical stocks

Cyclical stocks are those that are not flexible to economic cycles of recession and prosperity alike. Their demand usually surges when times are good. The noncyclical stocks do well regardless of the economic cycle.

  • Dividend and Nondividend stocks

Dividend stocks are of these companies that pay dividends to their shareholders from as low as $0.01. These dividends qualify as revenue for the shareholders. The nondividend shares are useful investments because they can earn the shareholder a considerable amount of money when their prices rise. At this point, they can be sold at a higher price than they were bought.

Are Stocks the same as Bonds?

No, they are not. Bonds are debts that the company agrees to pay back with interest while shares represent a part of the company sold to raise money. Bondholders can obtain their principal with interest if they wish and they have a higher priority than the shareholders should the company go abrupt. Bonds are not as risky as stocks but they do not have the long-term return potential that stocks have. Many investors are advised to invest in both shares and bonds to be safe.

Sectors in the stock market

Stocks are usually classified according to the type of business they are connected with. These categories include consumer staples, financials, communication services, industrial, healthcare, real estate, etc.

Tips to Be Successful on Fiverr

What is Fiverr?

 

Fiverr, once known as the marketplace of cheaply-paid gigs for cheaply-produced results, is no more. Fiverr, where freelancers with a dream and a little extra time can build their careers for hundred or even thousand-dollar contracts, is our new reality as we enter its tenth year of existence.  With millions of gigs in 120 categories of products and deliverables, there is truly a little something for everyone.

 

For those new to or yet to enter the Fiverr workplace, their M.O. is quite simple:

 

Sellers – the freelancers – create gigs that clients purchase.

Buyers – the clients – purchase gigs or post want ads that sellers can apply to.

 

Advantages of Fiverr:

  • Freedom in your day-to-day, your clients, and your hours
  • Beginner-friendly, both for new freelancers and for those new to their entire craft
  • Guaranteed payment through Fiverr’s system – buyers can even leave tips!
  • Variety in buyers and gigs

 

Disadvantages of Fiverr:

  • A commission of 20% off every gig on the freelancer’s side; buyers can expect to pay Fiverr $2 per gig under $40 and 5% per gig over $40. In essence, Fiverr is guaranteed up to 25% of a gig’s total value.
  • High competition, even for beginners – because so many freelancers are willing to sell themselves cheap to get buyers, and the poorly-performing freelancers never rise above the cheap, unfortunate gigs, there is a lot of competition at the bottom for very low-paying work.

 

 

Where to Start?

 

Fiverr is a fairly self-explanatory website, but there are a lot of little steps along the way. The key is to make sure you have a decent chunk of time for initial set up and gig creation, so you can truly pay these crucial first steps the proper amount of attention.

  • Account Registration. Like most registration systems, all you have to do here is follow the prompts. When you actually reach the point of entering unique information – your username – make sure you choose something eye-catching and appropriate for your desired field.
  • Flesh Out Your Profile. While it can be awkward to do so much self-marketing, freelance sites are where it’s absolutely critical to do so. The trick is to be honest without scaring away clients with a doomsday pronouncement while also letting potential buyers know you’re willing to put in extra effort. Your profile is every client’s first impression of you, so make it an impressive one.
  • Create Your First Gig. Your gig is both a job description and a representation of your abilities, so make sure it’s impeccably presented and an accurate depiction of what you can deliver upon.
    • Step 1: Write a clear, brief title – for the gig, not the service – select your category and subcategories, and choose a minimum of three relevant words or phrases that describe your final product
    • Step 2: Write a clear, brief title – this time for the service itself – and describe the offer. Follow the prompts to choose your timeframe, any included revisions, and price.
    • Step 3: Describe your gig and preemptively answer any FAQs. These can be questions you’ve received before from clients outside Fiverr or questions you expect to receive. The benefit of answering them now is in the time you’ll save not having to answer them repeatedly for multiple clients through the months.
    • Step 4: List any requirements the buyer will have to fulfill for you to get started.
    • Step 5: Add any related or appropriate photos (up to 3), a video on your service or yourself if you have one, and up to two documents buyers will need to see up front. Note that only the first three pages of each document will be visible to potential buyers.
    • Step 6: Publish your gig and promote it on any social media you may have.
  • Apply to “Freelancer Wanted” posts. While this is optional, applying to gigs buyers have posted is the best way to get your first few gigs and begin building your profile.

 

 

Where Does Success Begin?

 

Success begins with you – more specifically, with your profile, which is merely a digital extension of you. The key to a successful profile is to be professional, appealing, and real – add real photo and video, accurately and openly discuss your abilities, and throw in a little humor to make your future buyers smile.

 

In your gigs and on your profile both, you have a chance to stand above the crowd and be seen by all those potential buyers. Highlight your best qualities at the top, especially if you can offer faster-than-normal delivery. If you can’t, be sure to explain why your buyer waiting three more days is actually beneficial to the outcome.

 

Using SEO can help your gigs rise to the top of the search results while you rise to the top of the crowd. Fiverr has its own internal guidelines for SEO: use your target keywords 3-4 times per gig and 1-2 times in the title(s) if at all possible. Don’t saturate your gig with stiff, unnecessary language, but be sure to build it with your target ranking in mind.

 

If all of this fails – or if you don’t want to take the chance that it could – marketing your gigs and services on social media can help you build your profile that much faster. As awkward and dislikable a process as selling yourself can be, sharing your gigs with the network you’re already familiar with may be the key to branching out into new networks. Platforms such as Twitter, Facebook, Instagram, and LinkedIn can be very valuable in beginning your new freelance career.

 

In all of this self-marketing and upselling, it’s important to keep in mind that you need to be able to deliver the sun, moon, and stars if that’s what you promise. Experienced Fiverr-ers recommend sticking to products, deliverables, and topics you know, or at least very closely related fields – if you’re a website designer, don’t tell the world you can write the content too if you can’t; if you’re the best darn writer on the block, don’t go telling everyone you can illustrate their children’s book if you don’t know a pen from a marker. In short: build yourself up only to a level you can reasonably attain. Pushing your professional limits is fine and can even be profitable – switching channels suddenly is asking for a failed profile.

 

Your success on Fiverr is measured through their leveling up system, which is done by completing quality projects quickly. All new sellers begin as, reasonably, “New Seller;” the ultimate level to reach for is “Top Rated Seller.” Each level in between comes with its own perks that can help you rank higher and get more business. Those who truly become top-rated sellers are granted their own special badge, VIP seller support, and an opportunity to be listed among Fiverr’s promotions.

 

 

What’s the Point?

Making money on Fiverr doesn’t have to be difficult for those who go in prepared and ready to work. Some of the most important work, from building your profile to posting your gigs, will unfortunately have to be done for free – but a good freelancer will be more than able to make up for lost time when the buyers and moolah starts rolling in.

Earn Money Today By Working Online Via Upwork


The gig economy is alive and well in every aspect of our modern society, from Etsy to Uber to freelancing journalists and website designers. While some types of gigs may pay more than others or be vastly more complicated, the truth of the matter remains that if something can be outsourced and freelanced, it?s going to be.

The trouble with freelancing is in what it takes clients and giggers to find each other. There?s a lot of free-floaters on both sides vainly grasping into the aether to find someone who fits their needs ? and likely failing more times than not to truly click with someone. This is where Upwork comes in.

Upwork is an online marketplace that directs clients seeking XYZ services toward freelancers willing to provide XYZ services. This is an excellent way for new digital gig freelancers to build a base client network, become familiar with their field in a professional setting, and build a name for themselves as trustworthy, reliable, and high-quality. For those who don?t wish to build a career out of freelancing, rather just taking on a few gigs here and there to make money off of a hobby, Upwork can also easily serve that purpose.

Advantages of Upwork:

  • Access to an annual spending base of $900 million
  • Immediacy of hire ? usually less than three days per gig
  • Low-risk contracts guaranteed by Upwork
  • Freedom of location, except as posted

Disadvantages of Upwork:

  • Competition: because everyone on Upwork is fighting for the same jobs, every proposal is like a job interview in which you have to prove yourself again and again
  • A fee structure ranging from 5% on high-paying clients to 20% on the lowest-paying clients (we?ll come back to this later)
  • Climbing your way from 0 stars to 5 stars, even for freelancers well-established off the site.

Despite these disadvantages, the upside of Upwork is that it?s an excellent way to jumpstart a new career, boost an old career, or provide a financially-beneficial outlet for all that free time spent writing stories and designing cartoon characters.

Build Your Profile Well

Your profile is a blend of your resume and get-to-know-you, and therefore important to use to your advantage. You need to be honest in your skills and experience without scaring away potential high-paying clients, but don?t oversell yourself in an effort to get high-paying contracts you can?t deliver on.

Things you?ll need to build a successful profile:

  • A headshot
  • Basic details, including:
  • Location (country-based), hours, and preferred rate
  • Any education (beyond high school) or certificates
  • Job history ? whether or not it?s related to your profile, it?s good to let people know if/that you?ve worked for employers before

After your initial profile is approved, you?ll go through a quick secondary security check by uploading your government-issued ID and having a free, quick chat through Google Hangout ? and then you?re good to go!

Add-ons to consider:

Upwork has a number of sub-profiles and specialized features that can improve your chances to meet your ideal employers. Each of these sections can be utilized or ignored at will ? but the more of these you complete, and the faster you complete them, the faster you?ll get to where you want to be.

  • Your portfolio is an optional section where you can upload or link to projects for prospective clients to view. The more high-quality, relevant pieces you display, the more clients you?ll get.
  • Specialized profiles allow you to build secondary and tertiary profiles geared around a particular skillset. In addition to your general ?about me? profile, interested clients can view a skillset more targeted toward their required needs.
  • Popular projects is a section that lets you detail an outline of offered services ? for example, building a set of webpages, writing a short story, or illustrating a comic strip. For clients who aren?t sure what services they want, or clients just browsing through profiles, this can be a good way to catch somebody?s eye and earn a contract you weren?t even searching for.
  • A well-worded, succinct description of yourself 
  • A description of your skills, abilities, and desired work
  • Job tags: you?ll select these through the registration process, but it?s worth a quick mention here. Job tags (such as Website Design, Creative Writing, Business, etc) are what Upwork will use to build your feed, which is an amalgam of the job posts that fit your skills. Be sure to take the time to figure out which tags are most useful and profitable for you, as not doing so can mean you won?t be shown jobs you may really want.

Market yourself

In freelancing, marketing yourself is just the name of the game, as awkward and unfortunate as it may seem. On Upwork, this is done through thoroughly pimping your profile, from your description to your portfolio to anything else you upload or fill out.
This includes your proposals.

The basic function of Upwork is such: freelancers find jobs posted by clients, assess the required skills and timeframe, and apply with a proposal. Each proposal has a blank cover letter, which is where you can respond to questions or claims in the job posting, explain your skills and experience, and really sell yourself to that particular client. The key here, as everywhere else on Upwork, is to be honest ? especially if you?re applying for a job you don?t qualify for based on requested criteria but believe you have the skills to complete otherwise.

Proposals also allow you to request your desired fee, either broken down into units or as a whole project. For clients, proposals offer a chance to ask specific questions: some are designed simply to weed out bots and mass-produced temples; while others ? usually the higher-paying clients ? are designed to truly learn more about a freelancer?s skills and desire to complete the job.

Get to work

After your profile has been fully built and you?re confident that you?ve explored the website enough to understand how to best utilize it, it?s time to actually work. New freelancers can expect to bid low and haggle higher, or just take the insultingly low pay on a project or five to get those first few critical reviews on your profile. After you have a few four-to-five-star reviews, higher-paying clients will be more likely to look twice at your proposal and give you serious consideration.

Completing contracts is a very straightforward process. When you?re hired, a contract will be started. Clients deposit money into an escrow account, the freelancer completes the work, and the client approves the payment ? pretty easy, right?

The catch: Upwork?s fee structure.

While Upwork does its job well, this is only possible due to their commission structure, which works as such per each individual client (billed over time, not per project):


  •  20% on $500 or less
  • 10% on $10,000 or less
  • 5% on anything over $10,000

This is a fairly high price to pay, especially for freelancers who can?t seem to land those big contracts. However, the cost can be offset by building strong relationships with individual clients, and by negotiating higher pay per contract.

Conclusion

The last step of every contract is for the freelancer and client to rate each other based on their interactions and the work delivered. As always, be honest but fair ? if a client was truly a pain in the kiester, let the world know. Likewise, if your work was subpar or needed thirty revisions, expect the world to find out about your major flaws as a freelancer. Either way, the client and freelancer don?t get to view each other?s rating until after they?ve submitted their own, so get those in fast!

Building a profile and making money on Upwork isn?t difficult, but it requires a basic knowledge of how the site functions, some playing around with your profile, and a lot of time and energy invested in marketing yourself over and over to clients who most likely will reject your proposal in the end. Growing a thick hide and being prepared to face rejection is essential for a freelancer on Upwork, as is the desire to grow and succeed in their chosen craft.

To all of you new freelancers out there: Good luck and enjoy your newfound income.